About these terms and conditions:

Personal Debt Adviser (www.personaldebtadviser.co.uk) is available both within the UK and nationally as a free online resource for debt and finance related matters and consumer problems. You are welcome to utilise this site and comment on various topics throughout. If you do not agree with the following then please do not access, use or contribute further to the site.

Use of Personal Debt Adviser:

You agree to use this site as a resource and information portal and in a manner that is lawful for the purposes of which it is intended. Comments to articles are monitored prior to being published with the aim of identifying prohibited behaviour such as spam and maliciuos remarks.

Intellectual Property:

All registered trademarks, copyright, patents and other rights remain vested in the original author. Under no circumstances are you permitted to copy, reproduce or republish any material contained within the website without acknowledging and linking back to the source of the content. Where material is taken from this site you also agree to retain all its authenticity without alteration.

Governing Law:

This website is intended for the UK audience and as such shall be governed by the laws of England & Wales.